How long should you keep financial records and important documents?
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Despite the recent demise of Silicon Valley Bank and increased volatility, we are pleased to report that both U.S. and international stocks performed well as the U.S. continued to experience economic growth.
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We believe there is an opportunity for proactive planning when it comes to RMDs for inherited IRA accounts, so we’ve come up with a case study to show why.
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We’ve created a “one-pager” to summarize changes related to the RMD Rule.
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Some form of tax legislation has been passed almost every year since 2017, with the changes from Congress seeming to come faster and more furious than they have previously.
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If used correctly, retirement calculators and projections can be very helpful in making financial decisions when you approach retirement or are already retired.
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In late December Congress passed the Consolidate Appropriations Act, which also included the Secure 2.0 Act. Below are a few things that we have pulled from it that we think are worth highlighting.
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As inflation pressure begins to ease, the economic outlook for 2023 depends a lot on how much the Federal Reserve further tightens monetary policy.
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With rising LTC premiums, is a hybrid policy the best solution to protect against potential premium increases in the future?
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Learn the basics of personal financial planning from Eclectic's president, David Little. Saving, Investing, Insurance, Estate Planning, Taxes, & Retirement. This presentation was originally given to a local conference in March of 2022.
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What are the basics of estate planning? This podcast explains what you need to know. Austin Dillon, an estate planning attorney in Fullerton, California, originally recorded this interview in May of 2022.
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If you’re one of the 66 million Americans receiving income from Social Security, look for an increase in your benefit starting in 2023.
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To have a better shot of matching inflation, you may be thinking about investing in I Bonds – but is it worth doing?
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Scams that target seniors have always been extremely common, but it feels like they have intensified over the last several years.
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This episode is an update to an article by the same name that Russell Hall wrote a few years ago for Eclectic Associates. Russell is a 20-year veteran of financial planning and has particular expertise in taxes. He has written extensively on a variety of topics, and you can find those articles at our website under the Education tab.
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Almost every industry has its own jargon, and financial services is no exception. At Eclectic Associates, we do our best to explain investing and financial planning in terms that are easier to understand…
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A new California law is going into effect which will soon require employers with 5 or more employees to offer a retirement plan. The registration deadline is June 30, 2022 for companies with 5-50 employees.
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“Are you tired of the stock market roller coaster? Protect your money from market decline while participating when the market goes up!”
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When should you sign up?
If you’re not working, sign up at 65. You can enroll anytime during the 3 months before your birth month, during the month you turn 65, or for 3 months following that. There is a lifetime penalty that may be assessed if you’re eligible and miss that enrollment window.
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California recently passed a bill that may help certain business owners, so read on if you have a partnership, LLC, or S corporation headquartered in that state.
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