Many people don’t really understand Medicare at all. It might as well be a discussion of quantum mechanics and particle physics. Here’s a quick summary…
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The cost of attending a four-year university in the United States has risen an average of 8% per year over the last 20 years…It is no wonder that parents and students together must carefully weigh the benefits of a higher education versus the cost and debt…
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Retirement planning can be broken down into two major categories known as the accumulation period and decumulation period.
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Inflation is a hot topic. Let’s talk about it.
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In December of 2019, the Setting Every Community Up for Retirement Enhancement Act of 2019 (more commonly known as the SECURE Act) became law. The SECURE Act changed many of the rules governing retirement accounts…
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Recently I asked an insurance agent what mistakes he sees people make when they buy auto insurance. Below are the auto insurance mistakes he has seen many people make.
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While details are still sketchy on the potential tax increases, there are proposals floating around that we can use to give us an idea about what MIGHT happen.
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The unfortunate truth is that no one can predict the future with certainty.
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Should I invest in Bitcoin? At Eclectic Associates, we’re getting asked this a lot right now.
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As you work on your taxes or with your accountant to complete your return and plan for 2021, here are a few things to watch for.
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As we continue into 2021, here’s a look back at the first quarter of the year.
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A little work on your estate plan will pay enormous dividends down the road.
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A new California law is going into effect which will soon require employers with 5 or more employees to offer a retirement plan.
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Because annuity contracts are so complex, they can be difficult to analyze and compare with each other.
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In California, where our financial planning firm is located, the probate process is lengthy and expensive.
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If you have ever met with Scott Rojas here at our office, you have likely heard him refer to inflation as the heart disease of personal finance.
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More often than not, we can blame our bad money decisions on the way our brains our wired. It’s biology!
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Once again, a slew of California propositions have been voted into law. One in particular, Proposition 19, may affect you or your loved ones if you own or will inherit property located in California.
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If you’re starting a new job or just evaluating your employee benefits, it’s possible you might see the option to open a Health Savings Account (HSA).
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The following is the transcript of a remote video interview I recently did with Dr. Dan Gluckstein, an infectious disease specialist.
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