At Eclectic Associates, we believe that getting a look at a client’s entire financial picture, not just their retirement and brokerage accounts, guides us in making sound and well-informed decisions for our clients. Not only is it important for us to have a holistic view of a client’s overall wealth, but there are many times when a client does not yet have a grasp of their own true net worth.
Read MoreRecent changes in the tax law have expanded on the rules for 529 accounts, making them an extremely useful tool for helping the next generation get ahead whether they end up going to college or not.
Read MoreDaniel (Dan) York is an Elder Law Attorney who practices in the Fullerton area. During a recent presentation, Dan mentioned his concentration on elder law and how it differs from general estate planning. We thought that was an intriguing and perhaps often misunderstood topic, so we asked Dan to discuss it further in the following interview.
Read MoreElection season is in full force here in the United States, but Tuesday, November 5th, 2024 still feels a long way away. Between election uncertainty and geopolitical events, we shouldn’t be surprised if stock market volatility rises. You may be wondering what to expect from the rest of this presidential election year.
Read MoreDespite numerous risks, the markets climbed “a wall of worry” and reversed much of the losses from 2022. Most of the gains were earned in the last nine weeks of the year.
Read MoreIRMAA or the Income Related Medicare Adjustment Amount is a Medicare surcharge or tax determined by your two-year prior MAGI (Modified Adjust Gross Income).
Read MoreManaging your credit card balance and overall credit usage percentage is a critical part of maintaining a good credit score.
Read MoreIf you, like so many others, are putting off making your charitable donations until it gets closer to the end of the year, we suggest you start on that right away.
Read MoreAs we enter into the final months of 2023, the deadline to comply with the Required Minimum Distribution (RMD) rules is quickly approaching.
Read MoreWe think investors are susceptible to making a couple of mistakes in the current market.
Read MoreThe Medicare Annual Enrollment Period (AEP) is here. This is the time frame each year when eligible individuals can make changes to their Medicare insurance coverage for the following year.
Read More10% of American adults join the ranks of scam victims each year.
Read MoreIt’s important for American pastors to understand ministers housing allowance and seek out trusted counsel to make sure they take advantage of this tax benefit.
Read MoreAt Eclectic Associates, we approach insurance differently.
Read MoreNaming beneficiaries is a relatively simple way to direct where your retirement and some other types of accounts will go when you die.
Read MoreThe highly anticipated recession of 2023 hasn’t happened yet and there are signs that it won’t happen this year.
Read MoreI have provided a few tips that we learned through the college application and admissions process that may be helpful to you or to someone you know.
Read MoreLong-term care insurance can be expensive, and historically premiums have increased significantly over time.
Read MoreThere are quite a few scenarios where intentionally recognizing income in order to pay more taxes now could actually save you taxes in the long run.
Read MoreWe have laid out some factors below to help guide you as you decide whether you should hire someone like us.
Read More
